How to Play Baccarat
Short Description:
The game of Baccarat (pronounced ba-ka-ra) is derived
from Chemin De Fer or Baccarat en Banque, one of Europe's
oldest and most popular card games. It is a high-limit
game from which Casinos developed a game for lower-limit
players called mini-baccarat. This is the game
we feature at Casino-on-Net.
Baccarat is a very simple game to play. The dealer handles
the draw of cards according to specific rules and, as
in Roulette or Craps, the player has no decisions to
make during the game. The only two decisions a bettor
must make, before each hand is dealt, are the selection
of the position they believe will win the next hand,
and determining the amount of the wager. The House banks
all bets, and collects or makes payouts on each hand
that is dealt. However, it is a good idea to be familiar
with the rules, as it will heighten the enjoyment of
the game, and the anticipation of the turn of a card.
Overall, Baccarat is one of the best games in the Casino
for the bettor.
Objective:
To wager on the hand that will finish with a point total
of 9, or as close to it as possible.
Betting Options:
There are three options a player may wager on: Player
hand, Banker hand or Tie hand.You may also bet on Banker
and Player hand or tie hand at the same time.
Card Values:
Aces count as one.
2 through 9 count as face value.
10s and Pictures count as zero.
For example:
| 9+7=16 |
Hand counts 6 |
| 5+5+5=15 |
Hand counts 5 |
| 10+9=19 |
Hand is a "Natural" 9 |
| King+Ace+5=16 |
Hand counts 6 |
The Game:
Baccarat is played with six decks of cards that are re-shuffled
after each hand. The cards are dealt from a shoe, similar
to BlackJack. You can bet on either the Player's side,
the Bank side, or on a Tie. Four cards are dealt, the
first and third to the Player's hand, the second and fourth
to the Banker's hand.
The point total of both hands is presented below. If either
hand totals 8 or 9, each of these numbers is called a
"Natural", then no additional cards are dealt. The winning
hand is the one with a point total closest to 9. When
both hands have equal totals, a "Tie" is declared.
Depending on the points accumulated by each hand after
the initial draw, the Dealer may need to deal a third
card. It is drawn face up, first to the Player's hand
and then, if necessary, to the Banker's hand. No more
than one additional card per hand may be dealt. The drawing
of the third card is governed by the following fixed rules.
Third Card Rules:
Player Hand:
| Player Two Card Total |
Player Action |
| 1-2-3-4-5-0 |
Draws if Bank does not hold a
"Natural" 8 or 9 |
| 6-7-8-9 |
Stands |
Banker Hand:
Banker's Third Card Rule may depend on the third card
drawn for the Player.
| Banker 2 Card Total |
Banker Action |
| 0-1-2 |
Must draw if Player does not
hold a "Natural" 8 or 9 |
| 7-8-9 |
Must Stand |
When Banker hand Totals 3-6:
| |
Draws when Player's Third
Card is: |
Stands when Player's Third
Card is: |
| 3 |
1-2-3-4-5-6-7-9-0 |
8 |
| 4 |
2-3-4-5-6-7 |
1-8-9-0 |
| 5 |
4-5-6-7 |
1-2-3-8-9-0 |
| 6 (Stands if Player does not
draw a third card) |
6-7 |
1-2-3-4-5-8-9-0 |
How to Play:
- Your chips are stacked, by denomination, in the
right corner of the screen. To place a bet, simply
drag and drop the chips on the Player, Banker or Tie
spots, above your name. You may cancel your bet by
dragging and dropping it back to your stack or by
clicking the right-hand mouse button while pointing
the cursor at the bet you wish to cancel. You may
also change the hand you wagered on by dragging and
dropping the chips from one spot to another. For example,
by clicking your left-hand mouse button, while pointing
the cursor on your chips, you may drag and drop them
from the Player spot to the Banker spot.
- After placing any chip on the table, you may increase
the wager by clicking on the chip you want to add.
- Start the round by clicking "Continue". The Player
and Banker are dealt 2 cards each. The third card
is dealt automatically according to the "Third Card
Rules" (see above).
- The value of the Banker and Player hands is displayed
on screen just below the cards dealt at the end of
the round, for your convenience.
- Dealer collects losing bets.
- Your winnings are placed momentarily next to
your original bet, and then added to your stack
of chips.
- Your Bankroll counter is adjusted automatically.
Payout:
- Player's winning hand wagers are paid 1 to 1.
Example: if you bet $5 on the Player hand, and the
Player hand was closer to 9 than the Banker hand,
you will get your $5 bet back, plus another $5.
- Banker's winning hand wagers are paid 1 to 1. The
House charges a 5% commission (vigorish) on all winning
Bank wagers. The commission is deducted immediately
upon payment of the winnings.
Example: if you bet $5 on the Banker hand, and the
Banker hand was closer to 9 than the Player hand,
you will get your $5 bet back, plus another $4.75
($5 minus $0.25).
- Tie bet winning wagers are paid 8 to 1.
Example: if you bet $5 on the Tie hand, and Banker
and Player have the same hand count, you will get
your $5 bet back, plus another $40.
Shortcut Keys:
| To |
Click |
| Continue |
Space Bar/C |
| Place a Bet on Tie |
T |
| Place a Bet on the Banker |
B |
| Place a Bet on the Player |
P |
| Repeat Bet |
R |
| Back to the Lobby |
ALT left or Backspace |
Table Limits:
Minimum Bet: $1
Maximum Bet: $250
The Betting Limits may change according to Casino
Policy.
Some differences between the rules at land Casinos
and Casino-on-Net:
Land Casinos
(varies based on the House Rules) |
Casino-on-Net |
| Played usually with 6 or 8 decks of cards. |
Played with 6 decks of cards. |
| The 5% commission may be paid either at the
end of each shoe or when the player quits playing,
whichever comes first. |
5% commission is deducted immediately upon payout. |
| Baccarat may have up to 15 player spots, while
mini-baccarat has 7. |
Mini-baccarat has 5 player spots. |
| Dealer may deal the cards face down and allow
the player to turn them. |
All cards are dealt face up. |
| When Tie occurs the bettor may alter the wager
made on Player or Banker or let it ride on the
next hand. |
When the Tie occurs the wager made on Player
or Banker is returned to your Bankroll. |
| In Baccarat the shoe may be passed around and
each player will have a chance to deal. |
Dealer deals all cards. |
|
